Strategies for Managing the Construction Risk While Working With a Crane
Each thing we do comes with a risk, as each action has its own consequences. While office workers are pretty safe, those who work on construction sites have a higher risk of injury. The good news is this risk can be lowered and the number of unfortunate incidents can be lowered by proper risk management. No one can prevent all accidents from happening, but if you set up a risk management strategy you will reduce the number of the incidents and their costs.
When you are preparing your new construction site you need to start allocating your resources. One of the important departments where you should be allocating both human and financial resources is the risk management department. When something happens you have to be able to rely on someone to solve the crisis, so this first step is the most important one in risk management.
Set up the policies and regulations
After allocating the resources you have to make sure the papers are also protecting your company. In the event of an incident with an overhead crane you have to know who is liable for it and you need to have an insurance. Before you start the construction ensure your insurances cover any type of event that may arise in the process of building the structure and check the papers regularly, so when something expires you renew it as soon as possible.
The types of insurances you need
As construction sites are filled with heavy machines, such as cranes, trucks and loaders, you need to have multiple types of insurances. First, you need to have a product liability insurance, such as the one provided by DGCrane. Usually the companies that supply the machines have this insurance, but sometimes contractors also need to have it.
Public liability insurances are protecting your workers and the machines they are working on. Even if you do implement strong security practices you have to have this type of insurance. You can modify the clauses, so you assign responsibilities to several persons if something bad happens.
In the event you will stumble upon unforeseeable defects you need to have a latent defects insurance. This will cover the costs of repairing any unexpected defects that may arise from material faults or work quality faults.
Prevent and manage
Risk management is important on construction sites because it allows you to manage the unwanted events better, when then happen. Preventing accidents is very important, but if you fail to produce a good risk management plan you might find yourself in a great trouble when incidents do happen. Accidents can’t be prevented 100% on a construction site, but they can be managed better, so everyone involved gets with as little damage as possible.